Recently, Clover Health, a San Francisco-based health insurance company, received $160 million in the latest round of C-round financing. Clover Health combines insurance with big data to find potential high-risk patients by searching the database. By means of disease prevention, the cost incurred by the patient during the medical treatment process is reduced, and the user is provided with a better medical experience. The investors in this round of financing are Greenoaks Capital, Sequoia Capital, Social Capital and Wildcat Ventures, AME Cloud Ventures, Casdin Capital, Nexus Ventures, Refactor Capital and Spark Capital. As of now, Clover Health has received a total investment of approximately $285 million.
The company uses the database to find high-risk patients, to achieve "treatment without disease" and reduce medical expenses
In 2012, Clover Health was founded in San Francisco, USA. The company aims to determine the possible health risks of patients through accurate medical big data analysis. The team collects the user's medical history from the user's past medical insurance claims data and matches the model established in the database to find high-risk patient groups and help them improve their health status, and to improve the user's health before the illness Interventions can reduce the company's expenses in medical insurance programs.
Clover Health's target customers are mainly seniors and people with lower income levels. When the database analysis summarizes the list of people with a higher likelihood of illness, the company will arrange for the nursing staff to check their home visits on a regular basis, or remind them to continue the diagnosis after the patient has interrupted a certain treatment to help the patient avoid hospitalization. This measure saves the company an average of $10,000 in the cost of each patient's treatment. And by taking preventive care, Clover Health reduced the hospitalization rate of patients. The company’s insurance service has been launched in some cities, including Jersey City, New Jersey, USA. Data for the first half of 2015 showed that users of Clover Health’s insurance service were compared to other New Jersey residents. The hospitalization rate was 50% lower and the rehospitalization rate was 34% lower. And if a patient is hospitalized, Clover Health will send a professional care provider to the door after the operation to ensure that the patient takes the appropriate postoperative medication.
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