“I didn’t use the policy I bought?†A few days ago, a farmer in Licheng District found a reporter, reflecting the annoyance he had after buying a farm truck.
The peasant called Pan Guoshou, who was from Mengmiao Town in Wucheng District. According to Mr. Pan, on July 4th of this year, he purchased a three-wheeled wind farm vehicle at the Jinyuan Agricultural Machinery Company at Yule Road junction. When the car was purchased, Jinyuan Agricultural Machinery Co., Ltd. undertook various licenses, vehicle licenses, operating licenses, and insurance. Documents and procedures. However, two months later, Mr. Pan was detained by the traffic police when he was transporting the vehicle. At this time, he learned that the compulsory insurance purchased by Jinyuan Agricultural Machinery Company for him did not match the model purchased. Therefore, he went to Jinyuan Agricultural Machinery Co., Ltd. to inquire about the reasons for the incident, but Jinyuan Agricultural Machinery Company asked him to find the insurance contractor China Land Property Insurance Co., Ltd. China Land Property Insurance Co., Ltd. was found but was told that its insurance policy had no insurance effect. If the car had an accident, the company would not be able to claim compensation. Helplessly, he went to the consumer association to complain about the insurance company. One month later, the matter has not been resolved.
According to the address provided by Panmou, the reporter found the place where he originally sold his farm three-wheeled vehicle. According to the insider’s introduction, Jinyuan Agricultural Machinery Company wrote off the company shortly after it was sold to Mr. Pan. Now the wind farm truck company does not understand Mr. Pan’s purchase of the car. The company stated that although it has nothing to do with Jinyuan Agricultural Machinery Co., it can guarantee normal after-sales service of the Fengfeng Agricultural Transporter. At the same time, he also stated that since the company’s inception, it has never had any certificates and procedures for the owner of the company, so it is impossible to help Mr. Pan.
The reporter also found the China Land Insurance Co., Ltd. Luohe company. According to a responsible comrade of the company, Mr. Pan’s policy was caused by a loophole in the company’s business review process. The person in charge told the reporter that a salesman of the company provided a three-wheeled motorcycle driving license to the company, which belongs to the motorcycle series and can use motorcycle compulsory insurance quota policies with a displacement of 50cc to 250cc, and the premium is 180. yuan. The clerk said that afterwards there was a motorcycle dealer who would be acting on behalf of the business. The types of vehicles sold were of the types of motorcycles provided at the time, and the company’s business processing center agreed to apply for the clerk. Shortly afterwards, business reviewers accidentally discovered that such models were completely different from motorcycles. At that time, the sellers did not provide certificates for these vehicles. Therefore, the company refused to accept the insurance policies and discontinued the operation of such models. At this time, 69 insurance policies have been issued. When Mr. Pan found them, they learned that the original sellers sold their fixed-rate motorcycle insurance for 180 yuan to agricultural transport vehicles, and the normal compulsory insurance premium for agricultural transport vehicles should be 1,200 yuan or 1,850 yuan. In order to find out the true situation of the incident and avoid the losses of other owners, the insurance company has reported the case to the public security department.
In response to Mr. Pan’s complaint, the company stated that if Mr. Pan’s inspection was conducted in accordance with the policy’s instructions, he would find that the vendor’s policy sold to him is completely inconsistent with the model purchased. However, his company does have loopholes that can be retired in full. Insurance or change of insurance policies, the clerk also agreed to personal compensation for Mr. Pan's various losses of 1,000 yuan, but the two sides did not agree. In order to respect the truth, the company will give Mr. Pan a satisfactory answer after the public security department closes the case.
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